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Roman","serif";} </style> <![endif]--><!--[if gte mso 9]><xml> <o:shapedefaults v:ext="edit" spidmax="1026"/> </xml><![endif]--><!--[if gte mso 9]><xml> <o:shapelayout v:ext="edit"> <o:idmap v:ext="edit" data="1"/> </o:shapelayout></xml><![endif]--> </head> <body bgcolor=whitesmoke lang=EN-US link="#01466C" vlink="#01466C" style='tab-interval:.5in'> <div class=WordSection1> <p class=MsoNormal style='margin-left:135.0pt;text-indent:-135.0pt;tab-stops: 135.0pt;mso-layout-grid-align:none;text-autospace:none'> <o:p>&nbsp;</o:p> </p> <div align=center> <table class=MsoNormalTable border=1 cellspacing=0 cellpadding=0 width=578 style='width:346.8pt;mso-cellspacing:0in;border:solid #6CADDF 1.0pt; mso-border-alt:solid #6CADDF .5pt;mso-yfti-tbllook:1184;mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td style='border:none;padding:0in 0in 0in 0in'> <p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman"; color:#636466'><img width=600 height=300 id="_x0000_i1025" src="http://mmg2.signal-mail.com/ncmsplan/images/header_choices.jpg" border=0><o:p></o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:1'> <td style='border:none;background:white;padding:3.0pt 12.0pt 12.0pt 12.0pt' id=content> <p align=right style='text-align:right' id="volume_issue"><strong><span style='font-family:"Helvetica","sans-serif";color:#636466'>August 2011</span></strong><span style='font-family:"Helvetica","sans-serif";color:#636466'> <o:p></o:p></span></p> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;mso-cellspacing:0in;mso-yfti-tbllook:1184;mso-padding-alt: 0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'> <td valign=top style='padding:0in 0in 0in 0in'> <h2 id=top><span style='font-family:"Helvetica","sans-serif";mso-fareast-font-family: "Times New Roman"'>In This Issue<o:p></o:p></span></h2> <blockquote> <p><span class="style2"> </span><span class="style11" style='font-family: &quot;Helvetica&quot;,&quot;sans-serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;; color:#636466'><a href="#big" class="style10">Big Name Drugs Go Generic, Prices Will Drop</a></span></p> <p class="style10"> <span class="style2" style='font-family: &quot;Helvetica&quot;,&quot;sans-serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;; color:#636466'><span class="style11"><a href="#ask">Ask George</a> <o:p></o:p> </span></span></p> <p class="style11"> <span style='font-family: &quot;Helvetica&quot;,&quot;sans-serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;; color:#636466'><a href="#manage">Manage Your NCMS Plan Dental Enrollment Online</a> <o:p></o:p> </span></p> <p class="style11"> <span style='font-family: &quot;Helvetica&quot;,&quot;sans-serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;; color:#636466'><a href="#webinar">Webinar Series Continues</a> <o:p></o:p> </span></p> <p class="style10"> <span class="style11"> <span style='font-family: &quot;Helvetica&quot;,&quot;sans-serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;; color:#636466'><a href="#eat">Eat Smart, Move More, Weigh Less</a> <o:p></o:p> </span></span></p> </blockquote> </td> <td style='padding:0in 0in 0in 0in'> <p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman"; color:#636466'>&nbsp;<o:p></o:p></span></p> </td> <td valign=top style='padding:0in 0in 0in 0in'></td> </tr> </table> <div class=MsoNormal align=center style='margin:0in;margin-bottom:.0001pt; text-align:center'><span style='font-family:"Helvetica","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#636466'> <hr size=4 width="100%" noshade style='color:#F7941D' align=center> </span></div> <h1>&nbsp;</h1> <h1><span style='font-family:"Helvetica","sans-serif";mso-fareast-font-family: "Times New Roman"'><a name="big"></a>Big Name Drugs Go Generic, Prices Will Drop <o:p></o:p> </span></h1> <p><span class="style2" style='font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;; color:#333333'>Some popular prescription drugs are about to get a lot cheaper. When drug companies develop a drug, the FDA usually grants them exclusive rights to market that drug for a set period of time. When those rights expire, other companies can make the exact same drug. Since there is competition, the generics are cheaper. <br> <br> Among major drugs on the list for patent expiration for the next year: <br> <br> <b>Lipitor</b>, a popular cholesterol drug, goes generic in November. <br> <b>Solodyn</b>, used to treat bacterial infections, November. <br> <b>Zyprexa</b>, which treats schizophrenia, October. <br> <b>Lexapro</b>, used to treat depression, March. <br> <b>Seroquel</b>, used to treat schizoprhenia, March. <br> <b>Provigil</b>, which treats sleep problems, April. <br> <b>Plavix</b>, an antiplatelet drug which can prevent blood clots, May. <br> <br> The NCMS Plan paid nearly <b>$1,000,000</b> for just these drugs in the last year alone. <br> <br> Drugs becoming available as generics can save employees a great deal of money. There's no clear indication how much cheaper the generic versions of the drugs will be, but for comparison the well-known depression drug Prozac became generic 10 years ago. Now it sells for less than $16 dollars for a one-month supply. <br> <br> Patients taking brand-name medications that won't go generic for years may also be able to save money. Patients should talk with their physicians about generic options that may be effective for them. <br> <br> Please share this information with your employees. <o:p></o:p> </span></p> <div class="style2" style='mso-element:para-border-div;border:none;border-bottom:solid #6CADDF 1.0pt; mso-border-bottom-alt:solid #6CADDF .5pt;padding:0in 0in 0in 0in'> <p style='border:none;mso-border-bottom-alt:solid #6CADDF .5pt;padding:0in; mso-padding-alt:0in 0in 0in 0in'><span style='font-family:"Helvetica","sans-serif"; color:#636466'><a href="#top"><span style='color:#6CADDF;text-decoration: none;text-underline:none'>Back to Top </span><span style='font-family:"Cambria Math","serif"; mso-bidi-font-family:"Cambria Math";color:#6CADDF;text-decoration:none; text-underline:none'>'"</span></a> <o:p></o:p></span></p> </div> <h1 class="Heading1Char style18 style18 style18 style18">&nbsp;</h1> <h1 class="Heading1Char style18 style18 style18 style18"><span style="font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;;mso-fareast-font-family: &quot;Times New Roman&quot;"><a name="ask"></a>Ask George <o:p></o:p> </span></h1> <p class="style2"><b><span style='font-family:"Helvetica","sans-serif";color:#636466'>Question: George, does the NCMS Plan offer group dental benefits?</span></b><span style='font-family:"Helvetica","sans-serif";color:#636466'> <br> <br> <span class="style13">Answer: Yes. The NCMS Plan does indeed offer group dental benefits, underwritten by MetLife, to participating practices. As with our health program, practices benefit from the size of the NCMS Plan with both competitive pricing and product design options. <br> <br> Practices can choose from four different products, three of which can be offered with or without child orthodontia benefits. Employees can seek treatment from any dentist. However, employees will save money by choosing a dentist from MetLife's Preferred Dental Program network. <br> <br> Practices can select one product or offer a dual option to employees. If offering a dual option, one product offered must be Plan A. <br> <br> New groups can have a dental benefit period that matches their health benefit period. For example, if your health benefits renew January 1, we can set up a dental benefit period that begins January 1 and runs to December 31. Practices do not have to be enrolled in the NCMS Plan health program to enroll in the NCMS Plan dental program. <br> <br> To enroll, practices must have a minimum of 75% of eligible employees electing the coverage and the practice must contribute 25% of the employee only premium. You can vist our website <a href="http://mmg2.signal-mail.com/emailmanager/LinkCapture?messageSendQueueId=76602&amp;link=http%3A%2F%2Fwww.ncmsplan.com%2Fpages%2Fdental_plan.html">www.ncmsplan.com</a> for a plan summary and enrollment information. <br> <br> If you have questions about the NCMS Plan Dental program, please contact your NCMS Plan representative or me at 919-878-7561 or <a href="mailto:george.fanelli@mmicnc.com">george.fanelli@mmicnc.com</a>. <o:p></o:p> </span></span></p> <div style='mso-element:para-border-div;border:none;border-bottom:solid #6CADDF 1.0pt; mso-border-bottom-alt:solid #6CADDF .5pt;padding:0in 0in 0in 0in'> <p style='border:none;mso-border-bottom-alt:solid #6CADDF .5pt;padding:0in; mso-padding-alt:0in 0in 0in 0in'><span style='font-family:"Helvetica","sans-serif"; color:#636466'><a href="#top"><span style='color:#6CADDF;text-decoration: none;text-underline:none'>Back to Top </span><span style='font-family:"Cambria Math","serif"; mso-bidi-font-family:"Cambria Math";color:#6CADDF;text-decoration:none; text-underline:none'>'"</span></a> <o:p></o:p></span></p> <p>&nbsp;</p> </div> <h1>&nbsp;</h1> <h1><span style='font-family:"Helvetica","sans-serif";mso-fareast-font-family: "Times New Roman"'><a name="manage"></a>Manage Your NCMS Plan Dental Enrollment Online <o:p></o:p> </span></h1> <p class="style16">The NCMS Plan Dental program, underwritten by MetLife, complements the NCMS Plan Health program very well. As mentioned in the previous article, the choice of plans and pricing make it more than competitive in a crowded marketplace. And the access to MetLife's advanced systems platform, MetLink, makes dental benefit administration even easier. <br> <br> With MetLink, you can view your employee dental enrollment information and perform real-time transactions through a single, secure, easy-to-use interface. <br> <br> MetLink helps you manage everyday dental enrollment tasks with ease--reducing paperwork, phone calls, and faxes. <o:p></o:p> </p> <p class=MsoNormal style='margin-top:0in;margin-right:0in;margin-bottom:0in; margin-left:12.0pt;margin-bottom:.0001pt;text-indent:-.25in;mso-list:l1 level1 lfo2; tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt; mso-bidi-font-size:7.0pt;font-family:Symbol;mso-fareast-font-family:Symbol; mso-bidi-font-family:Symbol;color:#636466'><span style='mso-list:Ignore'><span style='font:7.0pt "Times New Roman"'><span class="style2"> </span></span></span></span> <![endif]> <span style='font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;; mso-fareast-font-family:&quot;Times New Roman&quot;;color:#636466'> <ul><li class="style16">Eligibility and Enrollment: Add, change and view employee and dependent eligibility information, or terminate coverage. <li class="style16">Listing of Enrolled Employees: Download a detailed list of covered employees by coverage dates, type, and status. <li class="style16">Billing: View and download your monthly bill. </li> </ul> <p class="style17"><span class="style2" style='font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;'>To enroll in MetLink, contact Crystal Taylor at 919-878-7569 or <a href="mailto:crystal.taylor@mmicnc.com">crystal.taylor@mmicnc.com</a>.</span><span style='font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;'> <o:p></o:p> </span></p> <p class="style17">&nbsp;</p> <div style='mso-element:para-border-div;border:none;border-bottom:solid #6CADDF 1.0pt; mso-border-bottom-alt:solid #6CADDF .5pt;padding:0in 0in 0in 0in'> <p style='border:none;mso-border-bottom-alt:solid #6CADDF .5pt;padding:0in; mso-padding-alt:0in 0in 0in 0in'><span style='font-family:"Helvetica","sans-serif"; color:#636466'><a href="#top"><span style='color:#6CADDF;text-decoration: none;text-underline:none'>Back to Top </span><span style='font-family:"Cambria Math","serif"; mso-bidi-font-family:"Cambria Math";color:#6CADDF;text-decoration:none; text-underline:none'>'"</span></a> <o:p></o:p></span></p> </div> <p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'><span style='font-family:"Helvetica","sans-serif";mso-fareast-font-family:"Times New Roman"; color:#636466'><img border=0 id="_x0000_i1027" src="http://mmg2.signal-mail.com/ncmsplan/images/PracticeWellness_RGB_LR.jpg" hspace=10 align=top class=""> <o:p></o:p> </span></p> <p class=MsoNormal style='margin:0in;margin-bottom:.0001pt'>&nbsp;</p> <h1><span style='font-family:"Helvetica","sans-serif";mso-fareast-font-family: "Times New Roman"'><a name="webinar"></a>Webinar Series Continues<o:p></o:p></span></h1> <p><span class="style16" style='font-family:helvetica; color:#333333'>The NCMS Plan is pleased to present a continuing series of webinars that address the latest issues and opportunities in health promotion. Each topic has been chosen to assist practice administrators with effectively planning, developing, implementing, and measuring a successful wellness program. Sessions begin at 12:30 p.m. and last 30-35 minutes. <br> <br> Don't miss the upcoming webinars: <br> <br> September 21, 2011: <em>What's in your Practice Wellness Tool Box? </em><br> <br> December 7, 2011:<span class="style18"> How to Convince Decision Makers to Practice Wellness <br> </span><br> <a href="http://mmg2.signal-mail.com/emailmanager/LinkCapture?messageSendQueueId=76602&amp;link=https%3A%2F%2Fsecure.ncmedsoc.org%2Ftemplates%2Fpages%2Fmeetings_events%2Findex.jsf%3Fsite%3D25">Register Today!</a> <br> <br> Note: Archived webinars are available for viewing <a href="http://mmg2.signal-mail.com/emailmanager/LinkCapture?messageSendQueueId=76602&amp;link=http%3A%2F%2Fwww.ncmsplan.com%2Fpages%2Fwebinars.html">here</a>.<o:p></o:p> </span></p> <p>&nbsp;</p> <p>&nbsp;</p> <h1><span style='font-family:"Helvetica","sans-serif";mso-fareast-font-family: "Times New Roman"'><a name="eat"></a>Eat Smart, Move More, Weigh Less<o:p></o:p></span></h1> <p class="style16">The NCMS Plan has partnered with North Carolina's Eat Smart, Move More, Weigh Less Online Program, a 15-week, online weight-management program that uses strategies proven to work. This 15-week program is offered in a convenient, online, real-time, interactive format with a live instructor. NCMS Plan members receive a 10% discount*! Total discounted cost is $135 (normally $150); that's just $9 per week! Be sure that participants contact Jason Horay at 919-878-7530 or <a href="mailto:jason.horay@mmicnc.com">jason.horay@mmicnc.com</a> before they register to ensure that they receive their discount. <br> <br> Last chance to enroll for 2011 classes!!! The deadline to register for the September class series is August 29th. Classes will start the week of September 5th and there are three classes offered: <br> <br> Tuesdays 6:30-7:30 AM <br> Wednesdays 11:30 AM -12:30 PM <br> Thursdays 7:00-8:00 PM <br> <br> Demonstration classes are available every Tuesday at 2:00 PM so that you can experience first-hand the interactive features of Eat Smart, Move More, Weigh Less Online. Demo sessions only take 20-30 minutes. If you are interested, please contact Kelly Nordby at 919-707-5397 or <a href="mailto:kelly.nordby@esmmweighless.com">kelly.nordby@esmmweighless.com</a>. <br> <br> The 2012 series will begin after the New Year! Participants will have their choice of different time slots each week. Choose a class sequence that fits best into your schedule! The 2012 schedule is as follows: <br> <br> Week of January 9 <br> Week of February 13 <br> Week of March 12 <br> Week of April 9 <br> Week of May 14 <br> Week of June 11 <br> <br> Sound like a good fit for your practice? Please go to <a href="http://mmg2.signal-mail.com/emailmanager/LinkCapture?messageSendQueueId=76602&amp;link=http%3A%2F%2Fwww.esmmweighless.com%2F">www.esmmweighless.com</a> to find out more information and to enroll in a class. <br> <br> *Discount will be issued as a reimbursement to registrant after enrollment. <o:p></o:p> </p> <p class="style16">&nbsp;</p> <div style='mso-element:para-border-div;border:none;border-bottom:solid #6CADDF 1.0pt; mso-border-bottom-alt:solid #6CADDF .5pt;padding:0in 0in 0in 0in'> <p style='border:none;mso-border-bottom-alt:solid #6CADDF .5pt;padding:0in; mso-padding-alt:0in 0in 0in 0in'><span style='font-family:"Helvetica","sans-serif"; color:#636466'><a href="#top"><span style='color:#6CADDF;text-decoration: none;text-underline:none'>Back to Top </span><span style='font-family:"Cambria Math","serif"; mso-bidi-font-family:"Cambria Math";color:#6CADDF;text-decoration:none; text-underline:none'>'"</span></a> <o:p></o:p></span></p> </div> <h2>&nbsp;</h2> <h2><span style='font-family:"Helvetica","sans-serif";mso-fareast-font-family: "Times New Roman"'>About the North Carolina Medical Society <o:p></o:p> </span></h2> <p><span class="style16">As the largest physician organization in the state, the North Carolina Medical Society (NCMS) is devoted to representing the interests of physicians and protecting the quality of patient care. The NCMS Plan, sponsored by the NCMS, is the only statewide employee benefits plan designed specifically for North Carolina physicians. <br> <br> For more information about many other benefits of NCMS membership, visit <a href="http://mmg2.signal-mail.com/emailmanager/LinkCapture?messageSendQueueId=76602&amp;link=http%3A%2F%2Fwww.ncmedsoc.org%2F">www.ncmedsoc.org</a>.</span> <o:p></o:p></p> </td> </tr> <tr style='mso-yfti-irow:2;mso-yfti-lastrow:yes'> <td width="100%" style='width:100.0%;border:none;border-top:solid #6CADDF 3.0pt; padding:6.0pt 0in 6.0pt 0in' id=footer> <p class=MsoNormal align=center style='margin:0in;margin-bottom:.0001pt; text-align:center'><span style='font-size:6.5pt;font-family:"Helvetica","sans-serif"; mso-fareast-font-family:"Times New Roman";color:#636466'> 2011 North Carolina Medical Society Employee Benefit Plan. 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